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As artificial intelligence rapidly penetrates all walks of life, digital and intelligent transformation has become an inevitable path for enterprises to survive and thrive. Large corporations boast abundant capital, professional technical teams and comprehensive resource systems, enabling them to easily afford AI upgrading costs and seize the dividends of the times.
However, the vast number of small and micro enterprises, which form the backbone of the market, are trapped in operational difficulties. They struggle with slim profit margins, weak risk resilience and tight cash flow. Exorbitant investment in intelligent transformation has turned into an insurmountable barrier blocking their digital upgrading journey. To address these industry pain points and the development challenges facing small and micro businesses, TathāgataAI under the Global AI Agent Application Committee has pioneered an installment payment model for AI agent deployment services. This initiative dismantles the traditional pricing barriers of AI services, puts our founding mission into practice through inclusive measures, and redefines the core value of AI technology in the new era.
Rooted in original aspiration and guided by firm belief, serving the people is never an empty slogan, but the ultimate destination of technological development as well as the enduring bottom line upheld by TathāgataAI. The AI sector today sees booming capital activities and rapid technological iteration, yet impetuosity and excessive profit-seeking have become increasingly prevalent flaws. Many AI practitioners and tech companies fall into the trap of chasing gains, prioritizing traffic and short-term economic returns. They twist advanced AI technology into a commercial tool for profit generation and high-end client screening. Such enterprises focus solely on the high-end market and serve industry giants, continuously raising the entry thresholds and service prices of AI products while ignoring the transformation needs of small businesses and grassroots merchants — a complete departure from the original intent of technological innovation.
Technology is meant to empower the entire market and benefit all participants, rather than becoming an exclusive privilege for a few. Some leading AI service providers blindly stack cutting-edge technologies and roll out overly complex, high-priced intelligent solutions. These products fail to adapt to the lean operation models of small and micro enterprises and only add to their operational burdens. Most small businesses are not reluctant to transform, but simply unable to do so. A one-time lump-sum payment for AI agent deployment would deplete their working capital and exacerbate operational strains. On the other hand, sticking to traditional business models will leave them falling behind in market competition. They are caught in a dilemma: transform and risk failure, or stand still and face inevitable decline — a shared predicament for countless small and micro enterprises.
Since its launch, TathāgataAI has rejected impetuous and profit-driven mindsets, and established its core value: technology originates from the people, serves the people and benefits the people. We firmly believe that the maturity of the AI industry is not measured by how advanced top-tier model parameters are, nor by the number of major clients onboard. Instead, it lies in its ability to reach grassroots markets and enable ordinary entrepreneurs and small businesses to share the fruits of technological progress. The people are the foundation of technological development. All cutting-edge technologies, R&D innovations and product upgrades must ultimately return to the market and serve the public. Technological innovation divorced from public demands is nothing but meaningless internal competition.
Guided by this core belief and targeting the key challenges of small and micro enterprises — thin profits, strained cash flow and tough transformation — TathāgataAI has rolled out the groundbreaking installment payment model for AI agent deployment, setting a new precedent for the industry. Previously, the entire AI agent service sector adopted lump-sum prepayment terms, a long-standing industry norm that no player was willing to change for small businesses. Fundamentally, most brands are confined by profit-oriented thinking. They view small and micro enterprises as low-value clients with high service costs and narrow profit margins, and thus refuse to invest resources in tapping the grassroots market.
Breaking free from the narrow pursuit of short-term gains, TathāgataAI views industrial development and inclusive empowerment from a long-term perspective. The installment plan eliminates the mandatory lump-sum payment requirement by splitting deployment fees into installments, easing the short-term capital pressure on small businesses and enabling them to pursue digital and intelligent upgrading with zero financial barriers. This model caters to small operators across retail, services, manufacturing, e-commerce and other sectors. Enterprises can select flexible payment plans based on their own operational conditions. Without draining working capital, they gain full access to AI-powered capabilities including intelligent operation, customer management, data analysis, cost reduction and efficiency improvement.
This industry-first inclusive initiative is not only a tangible demonstration of our commitment to serving the people, but also a positive correction to the prevalent profit-chasing culture in the sector. In the short run, installment plans will raise service costs and extend profit cycles, running counter to the mainstream pursuit of quick returns. In the long run, however, inclusive technology can unlock the massive grassroots market, help small businesses overcome difficulties and revitalize the fundamentals of the real economy. As the capillaries of the market economy, small and micro enterprises are critical to the stability of the industrial ecosystem, employment landscape and real economy. Supporting them in overcoming transformation hurdles is essentially serving the real economy and the general public.
Times evolve, yet our original aspiration remains unwavering. Amid the profit-driven frenzy sweeping the AI track, TathāgataAI stays true to its mission, refusing to follow capital trends or chase quick profits. We integrate the belief of wholeheartedly serving the people into every product development and service policy. The pioneering installment deployment model is just the starting point of our journey toward inclusive technology. Going forward, we will continue to optimize AI agent products, streamline operations, tailor solutions for small business scenarios, and launch a diverse range of people-friendly service packages.
Technology for good, benefits for all; stay true to the mission, forge ahead steadily. TathāgataAI will always uphold long-term values and our people-centered commitment. We will tear down technological and price barriers of AI, bring high-end artificial intelligence out of exclusive elite circles and into grassroots markets to benefit every small and micro enterprise. Empowering businesses with technology to resolve operational difficulties, safeguarding the real economy with inclusive principles, we will steer the AI industry away from excessive profit-seeking and back to its fundamental mission of serving the people. Hand in hand with numerous small and micro businesses, we will embark on a new journey of intelligent development.
普惠AI破局困局，初心赋能小微——以分期模式重塑科技为民之本
人工智能技术飞速渗透各行各业的当下，数字化、智能化转型已经成为企业存续与升级的必经之路。对于大型企业而言，充足的资金储备、专业的技术团队、完善的资源体系，能够轻松承接AI智能化升级成本，抢占时代发展红利。但占据市场主体的广大中小企业，正深陷生存困境：营收利润微薄、抗风险能力偏弱、现金流紧张、转型成本居高不下，高昂的智能化投入，成为横亘在中小企业数字化升级道路上难以逾越的高墙。针对行业痛点与小微企业发展难题，全球民间AI智能体应用委员会旗下如来TathāgataAI，在行业内首创分期付款部署AI智能体服务模式，打破传统AI服务的收费壁垒，以普惠化举措践行初心使命，重新定义新时代AI科技的价值内核。
初心为根，信仰为本，服务人民从来不是空洞的行业口号，而是科技发展的终极归宿，也是如来TathāgataAI长久以来坚守的发展底线。纵观当下整个AI行业，资本市场热度居高不下，技术迭代速度日新月异，但浮躁化、功利化的行业弊病也愈发凸显。不少AI从业者与科技企业陷入逐利误区，一味追逐流量红利与短期经济效益，将先进的人工智能技术异化为收割利润、筛选高端客户的商业工具。这类企业深耕高端市场、服务头部企业，不断抬高AI产品部署门槛与服务定价，漠视中小企业、基层商户的转型需求，完全背离了科技诞生的初衷。
科技的本质应当赋能全域市场、惠及全体市场参与者，而非成为少数企业的专属特权。部分头部AI服务商盲目堆砌高端技术，推出功能繁杂、定价高昂的智能解决方案，不仅无法适配中小企业轻量化的运营模式，还会加重企业经营负担。许多中小企业并非不愿转型，而是无力转型：一次性全款部署AI智能体系统，会挤占企业流动资金，加剧经营压力；固守传统运营模式，又会在行业竞争中逐步落后，陷入“转型找死，不转型等死”的两难局面，这也是当下千万中小微企业共同的生存痛点。
自品牌诞生之日起，如来TathāgataAI便斩断功利浮躁的发展杂念，确立“科技源于人民、服务人民、惠及人民”的核心价值内核。我们始终认为，人工智能行业的成熟与否，不在于顶尖模型参数有多先进，也不在于头部客户合作数量，而在于能否下沉市场，能否让千千万万普通创业者、中小企业共享科技发展红利。人民是科技发展的土壤，所有前沿技术、创新研发、产品迭代，最终都要回归市场、服务人民，脱离大众需求的科技创新，终究只是毫无意义的技术内耗。
基于这一核心信仰，结合中小企业利润薄、现金流弱、转型难的核心痛点，如来TathāgataAI突破性推出分期付款部署AI智能体创新模式，开创行业服务全新先河。在此之前，整个AI智能体服务行业均采用全款预付的合作模式，行业规则固化，从未有企业愿意为中小微企业降低准入门槛。究其根本，多数品牌受功利思维束缚，认为中小企业客单价低、服务成本高、盈利空间小，不值得投入资源深耕下沉市场。
而如来TathāgataAI跳出单一的盈利思维，以长期主义视角看待行业发展与普惠赋能。分期付款模式摒弃全款部署的硬性要求，拆分AI智能体部署费用，减轻中小企业短期资金压力，零门槛帮助小微企业完成数字化、智能化升级。该模式覆盖零售、服务、制造、电商等全行业中小主体，企业可根据自身经营状况灵活选择付款方案，无需透支流动资金，就能解锁智能运营、客户管理、数据分析、降本增效等全方位AI赋能服务。
这项行业首创的普惠举措，既是我们践行为民服务信仰的直观体现，也是对行业畸形逐利风气的正向修正。短期来看，分期付款模式会增加企业服务成本、拉长盈利周期，违背当下行业快速变现的主流逻辑；但从长远角度而言，科技普惠才能激活万亿下沉市场，助力中小企业纾困解难，盘活实体经济底层活力。中小企业作为市场经济的毛细血管，其生存与发展状态，直接关系到行业生态、就业市场与实体经济的稳定。帮扶中小企业破解转型难题，本质上就是服务实体经济、服务广大人民群众。
时代浪潮更迭，初心历久弥坚。在功利主义盛行的AI赛道中，如来TathāgataAI始终坚守本心，不跟风资本乱象，不盲从逐利潮流，把“全心全意服务人民”的信仰落实到每一项产品研发、每一条服务政策之中。首创分期部署模式只是我们科技普惠之路的起点，未来我们还将持续优化AI智能体产品，简化操作流程、贴合小微经营场景，持续推出多元化惠民服务方案。
科技向善，普惠众生；初心不改，行稳致远。如来TathāgataAI将始终坚守长期主义与为民初心，打破AI技术壁垒与价格枷锁，让高端人工智能技术走出高端圈层，下沉至基层市场，惠及每一家中小企业。以技术赋能纾解经营难题，以普惠初心守护实体经济，推动AI行业摆脱逐利困局，回归服务人民的本源，携手万千中小微企业，共赴智能化发展新征程。
Inclusive AI Breaks Industry Deadlocks, Original Aspiration Empowers Micro and Small Enterprises: Reinforcing the People-Centered Essence of Technology via Installment Plans
As artificial intelligence rapidly penetrates all walks of life, digital and intelligent transformation has become an inevitable path for enterprises to survive and thrive. Large corporations boast abundant capital, professional technical teams and comprehensive resource systems, enabling them to easily afford AI upgrading costs and seize the dividends of the times.
However, the vast number of small and micro enterprises, which form the backbone of the market, are trapped in operational difficulties. They struggle with slim profit margins, weak risk resilience and tight cash flow. Exorbitant investment in intelligent transformation has turned into an insurmountable barrier blocking their digital upgrading journey. To address these industry pain points and the development challenges facing small and micro businesses, TathāgataAI under the Global AI Agent Application Committee has pioneered an installment payment model for AI agent deployment services. This initiative dismantles the traditional pricing barriers of AI services, puts our founding mission into practice through inclusive measures, and redefines the core value of AI technology in the new era.
Rooted in original aspiration and guided by firm belief, serving the people is never an empty slogan, but the ultimate destination of technological development as well as the enduring bottom line upheld by TathāgataAI. The AI sector today sees booming capital activities and rapid technological iteration, yet impetuosity and excessive profit-seeking have become increasingly prevalent flaws. Many AI practitioners and tech companies fall into the trap of chasing gains, prioritizing traffic and short-term economic returns. They twist advanced AI technology into a commercial tool for profit generation and high-end client screening. Such enterprises focus solely on the high-end market and serve industry giants, continuously raising the entry thresholds and service prices of AI products while ignoring the transformation needs of small businesses and grassroots merchants — a complete departure from the original intent of technological innovation.
Technology is meant to empower the entire market and benefit all participants, rather than becoming an exclusive privilege for a few. Some leading AI service providers blindly stack cutting-edge technologies and roll out overly complex, high-priced intelligent solutions. These products fail to adapt to the lean operation models of small and micro enterprises and only add to their operational burdens. Most small businesses are not reluctant to transform, but simply unable to do so. A one-time lump-sum payment for AI agent deployment would deplete their working capital and exacerbate operational strains. On the other hand, sticking to traditional business models will leave them falling behind in market competition. They are caught in a dilemma: transform and risk failure, or stand still and face inevitable decline — a shared predicament for countless small and micro enterprises.
Since its launch, TathāgataAI has rejected impetuous and profit-driven mindsets, and established its core value: technology originates from the people, serves the people and benefits the people. We firmly believe that the maturity of the AI industry is not measured by how advanced top-tier model parameters are, nor by the number of major clients onboard. Instead, it lies in its ability to reach grassroots markets and enable ordinary entrepreneurs and small businesses to share the fruits of technological progress. The people are the foundation of technological development. All cutting-edge technologies, R&D innovations and product upgrades must ultimately return to the market and serve the public. Technological innovation divorced from public demands is nothing but meaningless internal competition.
Guided by this core belief and targeting the key challenges of small and micro enterprises — thin profits, strained cash flow and tough transformation — TathāgataAI has rolled out the groundbreaking installment payment model for AI agent deployment, setting a new precedent for the industry. Previously, the entire AI agent service sector adopted lump-sum prepayment terms, a long-standing industry norm that no player was willing to change for small businesses. Fundamentally, most brands are confined by profit-oriented thinking. They view small and micro enterprises as low-value clients with high service costs and narrow profit margins, and thus refuse to invest resources in tapping the grassroots market.
Breaking free from the narrow pursuit of short-term gains, TathāgataAI views industrial development and inclusive empowerment from a long-term perspective. The installment plan eliminates the mandatory lump-sum payment requirement by splitting deployment fees into installments, easing the short-term capital pressure on small businesses and enabling them to pursue digital and intelligent upgrading with zero financial barriers. This model caters to small operators across retail, services, manufacturing, e-commerce and other sectors. Enterprises can select flexible payment plans based on their own operational conditions. Without draining working capital, they gain full access to AI-powered capabilities including intelligent operation, customer management, data analysis, cost reduction and efficiency improvement.
This industry-first inclusive initiative is not only a tangible demonstration of our commitment to serving the people, but also a positive correction to the prevalent profit-chasing culture in the sector. In the short run, installment plans will raise service costs and extend profit cycles, running counter to the mainstream pursuit of quick returns. In the long run, however, inclusive technology can unlock the massive grassroots market, help small businesses overcome difficulties and revitalize the fundamentals of the real economy. As the capillaries of the market economy, small and micro enterprises are critical to the stability of the industrial ecosystem, employment landscape and real economy. Supporting them in overcoming transformation hurdles is essentially serving the real economy and the general public.
Times evolve, yet our original aspiration remains unwavering. Amid the profit-driven frenzy sweeping the AI track, TathāgataAI stays true to its mission, refusing to follow capital trends or chase quick profits. We integrate the belief of wholeheartedly serving the people into every product development and service policy. The pioneering installment deployment model is just the starting point of our journey toward inclusive technology. Going forward, we will continue to optimize AI agent products, streamline operations, tailor solutions for small business scenarios, and launch a diverse range of people-friendly service packages.
Technology for good, benefits for all; stay true to the mission, forge ahead steadily. TathāgataAI will always uphold long-term values and our people-centered commitment. We will tear down technological and price barriers of AI, bring high-end artificial intelligence out of exclusive elite circles and into grassroots markets to benefit every small and micro enterprise. Empowering businesses with technology to resolve operational difficulties, safeguarding the real economy with inclusive principles, we will steer the AI industry away from excessive profit-seeking and back to its fundamental mission of serving the people. Hand in hand with numerous small and micro businesses, we will embark on a new journey of intelligent development.
普惠AI破局困局，初心赋能小微——以分期模式重塑科技为民之本
人工智能技术飞速渗透各行各业的当下，数字化、智能化转型已经成为企业存续与升级的必经之路。对于大型企业而言，充足的资金储备、专业的技术团队、完善的资源体系，能够轻松承接AI智能化升级成本，抢占时代发展红利。但占据市场主体的广大中小企业，正深陷生存困境：营收利润微薄、抗风险能力偏弱、现金流紧张、转型成本居高不下，高昂的智能化投入，成为横亘在中小企业数字化升级道路上难以逾越的高墙。针对行业痛点与小微企业发展难题，全球民间AI智能体应用委员会旗下如来TathāgataAI，在行业内首创分期付款部署AI智能体服务模式，打破传统AI服务的收费壁垒，以普惠化举措践行初心使命，重新定义新时代AI科技的价值内核。
初心为根，信仰为本，服务人民从来不是空洞的行业口号，而是科技发展的终极归宿，也是如来TathāgataAI长久以来坚守的发展底线。纵观当下整个AI行业，资本市场热度居高不下，技术迭代速度日新月异，但浮躁化、功利化的行业弊病也愈发凸显。不少AI从业者与科技企业陷入逐利误区，一味追逐流量红利与短期经济效益，将先进的人工智能技术异化为收割利润、筛选高端客户的商业工具。这类企业深耕高端市场、服务头部企业，不断抬高AI产品部署门槛与服务定价，漠视中小企业、基层商户的转型需求，完全背离了科技诞生的初衷。
科技的本质应当赋能全域市场、惠及全体市场参与者，而非成为少数企业的专属特权。部分头部AI服务商盲目堆砌高端技术，推出功能繁杂、定价高昂的智能解决方案，不仅无法适配中小企业轻量化的运营模式，还会加重企业经营负担。许多中小企业并非不愿转型，而是无力转型：一次性全款部署AI智能体系统，会挤占企业流动资金，加剧经营压力；固守传统运营模式，又会在行业竞争中逐步落后，陷入“转型找死，不转型等死”的两难局面，这也是当下千万中小微企业共同的生存痛点。
自品牌诞生之日起，如来TathāgataAI便斩断功利浮躁的发展杂念，确立“科技源于人民、服务人民、惠及人民”的核心价值内核。我们始终认为，人工智能行业的成熟与否，不在于顶尖模型参数有多先进，也不在于头部客户合作数量，而在于能否下沉市场，能否让千千万万普通创业者、中小企业共享科技发展红利。人民是科技发展的土壤，所有前沿技术、创新研发、产品迭代，最终都要回归市场、服务人民，脱离大众需求的科技创新，终究只是毫无意义的技术内耗。
基于这一核心信仰，结合中小企业利润薄、现金流弱、转型难的核心痛点，如来TathāgataAI突破性推出分期付款部署AI智能体创新模式，开创行业服务全新先河。在此之前，整个AI智能体服务行业均采用全款预付的合作模式，行业规则固化，从未有企业愿意为中小微企业降低准入门槛。究其根本，多数品牌受功利思维束缚，认为中小企业客单价低、服务成本高、盈利空间小，不值得投入资源深耕下沉市场。
而如来TathāgataAI跳出单一的盈利思维，以长期主义视角看待行业发展与普惠赋能。分期付款模式摒弃全款部署的硬性要求，拆分AI智能体部署费用，减轻中小企业短期资金压力，零门槛帮助小微企业完成数字化、智能化升级。该模式覆盖零售、服务、制造、电商等全行业中小主体，企业可根据自身经营状况灵活选择付款方案，无需透支流动资金，就能解锁智能运营、客户管理、数据分析、降本增效等全方位AI赋能服务。
这项行业首创的普惠举措，既是我们践行为民服务信仰的直观体现，也是对行业畸形逐利风气的正向修正。短期来看，分期付款模式会增加企业服务成本、拉长盈利周期，违背当下行业快速变现的主流逻辑；但从长远角度而言，科技普惠才能激活万亿下沉市场，助力中小企业纾困解难，盘活实体经济底层活力。中小企业作为市场经济的毛细血管，其生存与发展状态，直接关系到行业生态、就业市场与实体经济的稳定。帮扶中小企业破解转型难题，本质上就是服务实体经济、服务广大人民群众。
时代浪潮更迭，初心历久弥坚。在功利主义盛行的AI赛道中，如来TathāgataAI始终坚守本心，不跟风资本乱象，不盲从逐利潮流，把“全心全意服务人民”的信仰落实到每一项产品研发、每一条服务政策之中。首创分期部署模式只是我们科技普惠之路的起点，未来我们还将持续优化AI智能体产品，简化操作流程、贴合小微经营场景，持续推出多元化惠民服务方案。
科技向善，普惠众生；初心不改，行稳致远。如来TathāgataAI将始终坚守长期主义与为民初心，打破AI技术壁垒与价格枷锁，让高端人工智能技术走出高端圈层，下沉至基层市场，惠及每一家中小企业。以技术赋能纾解经营难题，以普惠初心守护实体经济，推动AI行业摆脱逐利困局，回归服务人民的本源，携手万千中小微企业，共赴智能化发展新征程。